Summit Showdown|
4 min
Updated December 2025

VOO vs SPLG: Which Low-Cost S&P 500 ETF in 2025?

Comparing Vanguard vs SPDR Portfolio S&P 500 for the most cost-effective index investing.

Head-to-Head Comparison

Metric
VOO
SPLG
Expense Ratio
0.03%
0.02%
Dividend Yield
1.32%
1.30%
5Y Total Return
15.20%
15.18%
Volatility
17.5%
17.5%
Distribution
Quarterly
Quarterly
Tax Efficiency
High
High

The Verdict by Scenario

Scenario

Absolute lowest cost

SPLG

SPLG's 0.02% expense ratio is the lowest of any S&P 500 ETF, saving $10/year per $100k vs VOO.

Scenario

Trading volume & liquidity

VOO

VOO has significantly higher daily volume, providing tighter bid-ask spreads for larger trades.

Scenario

Long-term buy and hold

SPLG

For investors who rarely trade, SPLG's lower expense ratio compounds to meaningful savings over decades.

Compare Any ETFs

Use our interactive tool to compare expense ratios, yields, and growth projections.

Launch

Section 1The Race to Zero

SPLG is State Street's low-cost answer to Vanguard's VOO, undercutting it by 0.01%. Both track the S&P 500 identically. The difference is measured in single basis points and dollars per $100k. For most investors, this is a rounding error, but for cost purists, SPLG wins.

Section 2VOO: The Established Leader

VOO has $400B+ in assets and is one of the most traded ETFs globally. Its massive scale provides excellent liquidity and tight bid-ask spreads. Vanguard's reputation and investor-owned structure give many investors confidence. The 0.01% difference amounts to $10/year per $100k.

Section 3SPLG: The Cost Leader

SPLG (formerly SPDR Portfolio S&P 500) lowered its expense ratio to 0.02% to compete with Vanguard. Lower trading volume means slightly wider spreads, but for long-term holders who buy and never sell, that doesn't matter. SPLG is the purest expression of cost minimization.
WT
WealthTrails
Updated December 2025
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