XLFFinancial Select Sector SPDR Fund
Banks, insurance, and financial services.
Data as of December 22, 2025
Sector Allocation
About XLF
Financial Select Sector SPDR Fund (XLF) is an exchange-traded fund focused on financials investing. With an annual expense ratio of 0.09%, XLF maintains a competitive fee structure that appeals to cost-conscious investors. It currently distributes a dividend yield of 1.78%, with most of its return profile driven by capital appreciation rather than income. Over the trailing five years, XLF has delivered an annualized return of +14.12%.
Who is XLF for?
XLF is appropriate for investors who want targeted exposure to a specific part of the economy. Sector ETFs work best as satellite positions complementing a diversified core portfolio.
This is for educational purposes only. Always verify data with your brokerage and consult a financial professional before investing.
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Frequently Asked Questions
What is XLF?
Financial Select Sector SPDR Fund (XLF) is an exchange-traded fund categorized as Sector ETF. Banks, insurance, and financial services.
What is XLF's expense ratio?
XLF has an annual expense ratio of 0.09%. This means for every $10,000 invested, you pay $9.00 per year in fund fees.
What dividend yield does XLF pay?
XLF has a current dividend yield of 1.78%. Distributions are typically paid quarterly.
How has XLF performed over 5 years?
XLF has delivered an annualized 5-year return of +14.12%. Past performance does not guarantee future results.
Is XLF good for beginners?
XLF is appropriate for investors who want targeted exposure to a specific part of the economy. Sector ETFs work best as satellite positions complementing a diversified core portfolio.
What sectors does XLF invest in?
XLF's top sector allocations are: Financials (100%). See the full breakdown on this page.